Frequently Asked Questions about Concrete DeFi

Concrete DeFi is a decentralized finance (DeFi) yield platform that aggregates high-yield vaults across multiple blockchains. Concrete DeFi enables users to deposit crypto assets into curated vaults where automated strategies work to maximize returns through yield farming, liquidity provision, and protocol rewards.

The platform connects depositors with institutional-grade yield opportunities across networks including Ethereum, Berachain, Arbitrum, Morph, and more. Users simply deposit supported assets and Concrete DeFi handles all strategy execution, compounding, and reward collection automatically.

Getting started with Concrete DeFi is straightforward:

• Connect your wallet — Use MetaMask, WalletConnect, or any compatible Web3 wallet.
• Browse vaults — Explore available vaults on the Earn page, sorted by TVL and APY.
• Select a vault — Choose a vault that matches your preferred asset and risk profile.
• Deposit assets — Deposit supported tokens directly, or use the integrated Enso swap feature to convert from other assets.
• Earn automatically — Your deposits begin generating yield immediately through Concrete DeFi's automated strategies.

You can monitor your positions and accumulated earnings at any time via the Portfolio page.

Concrete DeFi supports all major Web3 wallets including MetaMask, Coinbase Wallet, Rainbow, WalletConnect-compatible wallets, and hardware wallets like Ledger and Trezor via MetaMask integration.

To connect, click Connect Wallet in the top navigation bar, accept the Terms of Use, and select your preferred wallet provider. Make sure you are on a supported network before depositing.

Concrete DeFi supports a wide variety of assets across multiple networks:

• Stablecoins: USDC, USDT, USDT0, USDe, sUSDe, frxUSD, AUSD, HONEY
• Bitcoin derivatives: WBTC, LBTC, uniBTC, SolvBTC, stBTC, solvBTC.BBN, FBTC
• Ethereum derivatives: weETH, rsETH, ezETH, BeraETH, WETH
• Other tokens: EIGEN, BGB, WBERA, SyrupUSDC

Additionally, Concrete DeFi integrates with Enso to allow depositing from many other assets via automatic swap-and-deposit, making entry accessible with nearly any token.

APY (Annual Percentage Yield) on Concrete DeFi vaults is displayed in several forms depending on the vault type:

• Base APY — The current yield generated from the vault's underlying strategies, updated in real-time.
• Target APY — The expected yield the vault aims to achieve based on its strategy parameters.
• Peak APY — The highest APY the vault has historically achieved.

Many vaults also offer additional rewards such as Concrete DeFi Points, partner protocol points (Morpho, Ether.fi, Lombard, etc.), and governance tokens like BGT on Berachain. These bonus rewards are displayed alongside the base APY in the vault details.

Concrete DeFi currently operates across multiple blockchain networks:

• Ethereum — The primary network for most major vaults
• Berachain — Native BGT reward vaults for BTC, ETH, and stablecoin strategies
• Arbitrum — Multi-asset vaults including USDai and Drip Vault
• Morph — BGB, weETH, Ethena, AUSD and Majors vaults
• Katana — AUSD vault with SUSHI and KAT rewards
• Stable — Cross-chain yield aggregation layer

Concrete DeFi's multi-chain architecture allows users to access the best yield opportunities across the DeFi ecosystem from a single interface.

Security is a core priority for Concrete DeFi. The platform has undergone 47 smart contract audits across its deployed vaults and infrastructure. Each vault strategy is reviewed by independent security researchers before deployment.

Concrete DeFi works exclusively with reputable asset partners including Ethena, Lombard, Frax, EigenLayer, and others who maintain their own rigorous security standards. The platform also displays audit status directly on the dashboard for full transparency.

As with all DeFi protocols, users should be aware that smart contract risk is inherent to on-chain yield generation. Concrete DeFi provides security information for each vault to help users make informed decisions.

Concrete DeFi restricts access from certain jurisdictions subject to sanctions and regulatory requirements. Users from restricted jurisdictions will see a notification and will not be able to access the platform's products and services.

All users must be at least 18 years old and must agree to Concrete DeFi's Terms of Use and Privacy Policy before connecting their wallet. By using the platform, users confirm they are not located in any restricted region.

If you believe you have been incorrectly restricted, you can contact Concrete DeFi support via Discord or submit a support ticket through the platform.

Concrete DeFi applies performance fees on vault yields, which are already factored into the displayed APY figures. There are no hidden fees or deposit/withdrawal fees charged by the platform itself beyond standard on-chain gas costs.

The displayed APY on each vault represents the net yield you receive after Concrete DeFi's fees are applied. Gas fees for transactions on Ethereum and other networks are paid directly by the user and vary depending on network conditions at the time of the transaction.

Concrete DeFi Points are loyalty rewards distributed to users who deposit into participating vaults. Points are earned automatically based on the size and duration of your deposits — the more you deposit and the longer you hold, the more Concrete DeFi Points you accumulate.

In addition to Concrete DeFi Points, many vaults offer co-incentives from partner protocols:

• CAP Points — Available on select vaults including sEIGEN and frxUSD+
• Morpho rewards — For vaults deployed on Morpho Blue
• Lombard Lux Points — For Bitcoin vault depositors
• Babylon Points — For eligible BTC depositors
• BGT tokens — Native Berachain governance tokens from Berachain vaults

All active reward programs are displayed in the APY tooltip for each vault.

Once your wallet is connected, navigate to the Portfolio page at Concrete DeFi to view all your active vault positions, pending rewards, and historical performance.

The portfolio dashboard provides:

• Real-time value of all deposited assets
• Accumulated yield and Concrete DeFi Points balance
• Transaction history for deposits and withdrawals
• Performance charts for individual vault positions

You can also withdraw your funds at any time directly from the portfolio view or from the individual vault pages.

Yes. Concrete DeFi integrates with Enso, a cross-chain infrastructure layer, to enable bridge-and-deposit functionality. This means you can deposit assets from Ethereum Mainnet into vaults on Berachain, Arbitrum, Morph, or other supported networks without manually bridging first.

The Enso integration also supports swap-and-deposit, allowing you to deposit common tokens like ETH, USDC, or USDT into vaults that require other specific assets — the conversion happens seamlessly within the transaction flow.

Supported entry tokens and networks are shown in the deposit tooltip on each vault card.